separation & retirement

Retirement Checklist


From 3 years to 1 year Prior to Retirement

  • (AGR) Accrue 60 days of leave

  • See Financial Advisor - financial preparations and savings

  • Life Insurance - review life insurance

  • Children college

  • Will and testament

  • Initial Counseling Before 365

  • Pre-separation counseling(Spouses/Caregivers)

  • (DSGs/Techs) Review Reserve Retirement Pay Age and correct/update if needed



12 Months Out

  • Apply for Retirement through vPC (can apply 12 months or less from retirement day)

    • Select appropriate retirement type: Reserve Retirement, Active Duty Retirement, or MSD/HYTD/Age 60

    • Ensure retirement order specifies "Transfer to the US Air Force Retired Reserve List" if electing Reserve Retirement

    • Ensure retirement order specifies "Transfer to the US Air Force Retired List" if electing an Active Duty retiremeent

    • Complete Data for Payment of Retired Personnel (DD2656).

  • Attend a Transition Assistance Program (TAP) seminar

  • Review Survivor Benefit Plan (SBP) and make SBP elections if needed

  • (AGR) Look into Skillbridge opportunities


  • Medical Records Prep

  • Over 40 Physical

  • Document everything!

  • Gather outpatient records

  • Radiology, X-Rays on disk (same day service)

  • Make 2x copies of your records


  • Register for VA eBenefits

  • Get DS login password

  • Burn pit registry


8 Months Out

  • Retirement Ceremony Planning virtually through Zoom/Teams for COVID or in-person

    • Select and reserve venues

    • Guest list, invitations and base access, Block hotel rooms

    • Request Officiating Officer, Master of Ceremonies

    • Bio & agenda, Flowers/gifts, Catering/Reception


7 Months Out

  • Attend 2nd TAPS Seminar

  • VA Physical *Disability determination after retirement*



6 Months Out

  • Create username/password for My Pay whileyou still have a CAC login.

  • Benefits Delivery at Discharge (BDD) Program

  • Mandatory Retirement Brief

  • SBP Election Appointment

  • Coordinate Retirement Ceremony



3 Months Out

  • AGRs Terminal Leave (up to 60 days) & Permissive TDY (up to 20 days) request - get authorization from unit commander for permissive/terminal leave request at least 30 days prior to PTDY/Terminal start date NLT 14 days prior to your final duty day.

  • Obtain copies of all medical records

  • Enroll for VA Healthcare Benefits if eligible

  • Coordinate with Veteran Service Organization and apply for VA Disability if appropriate

  • Pay off any TSP Loans

  • Review VA Benefits

  • Login to PRDA and download your entire record, then put on a disk

  • Download copies of all orders from AROWS

  • Complete 113 WG and AGR outprocessing checklists



2 Months Out

  • Start Terminal Leave (up to 60 Days)



1 Month Out

  • VGLI or Private Insurance (SGLI Ends)

  • Contact Delta Dental if you desire to enroll in TRICARE Delta Program once retired

  • Register Self/Family for Tricare Prime or Select by contacting Tricare

  • File Permissive TDY Voucher with DFAS

  • Schedule Retirement ID Card Appointment


  • Schedule Household Goods (HHG) transportation with 316 Traffic Management Office (TMO) up to 1 year post retirement

  • Check your state and local veteran tax laws



Lastly your final paycheck on ActiveDuty will likely NOT be directly available, nor paid on the pay cycle prior separation/retirement please plan accordingly.


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